Your financial questions answered
Sorting out your finances and applying for a loan can be difficult without the right team.
Whether you need a loan for a home, car or business, Monica has the expertise to give you the peace of mind you deserve. There’s no better feeling than knowing that your financial future is secure.
FREQUENTLY ASKED QUESTIONS
Hey Monica, how can your team help us?
Like any other sport, you need a team who will support you and coach you! Buying a house can be one of the biggest decisions of your life, and our team will be there to answer your questions, and guide you through the ups and downs of saving and applying for a loan that suits your needs. ‘Finance is a Team Sport’.
How Does It Work?
1. Make An Appointment
Make an appointment with us and allow 1-1.5 hours so that we can complete the pre-analysis, and fully understand your needs and goals for the future. During the meeting we will look at your borrowing capacity, the cost of purchasing property, and the government and bank charges involved. We will also look at some different lender options, and loan structures.
2. We Do The Research
We will then prepare a recommendation for you based on the information provided to us at the meeting and prior to. If you are happy with the recommendation, we will forward you a Credit Proposal Disclosure and the Lender Consent that you will need to sign.
3. Application Submission
We will prepare and submit your application to the lender. Once submitted, the process can take between 5-15 business days, depending on which lender it is, and what time of year (higher volume times can create longer application periods). Your application may be for a pre-approval or a full approval if you have already signed a contract for a property, or if the loan application is for refinance of debt consolidation.
Read some kind words from clients
Thank you so much for your help. You are truly one of the good ones. Thank you for all you have done.
I have been in my new home for 4 weeks, and now have had time to breath and enjoy my beautiful new space – thanks to you. I wanted to write to you to let you know how much I appreciate what you did for me to purchase under difficult circumstances.
I wish I could let others know who are wishing to purchase a home and who have different or difficult circumstances, that I could not have done this without you. The process flowed with efficiency and smoothness thanks to you. Your professionalism and knowledge is without doubt exceptional. You took the time to research and didn’t once say “this situation is too hard”.
You kept re-assuring me along the way that you would continue to work to find a way forward to enable me to purchase the house I so desperately wanted. Your expertise in this field I could not fault, along with your communication and emails, to continuously keep me informed of where we were at.
I would recommend you and your company and have recommended you to friends, colleagues and family who require finance in their situations. Thank you once again, and I look forward to working with you again in the future for my next venture!
“I don’t even know where to start with this woman. Mon has been a total lifesaver and legend through our first home buying experience. She has gone insanely above and beyond in every facet, she’s been personable, funny, so knowledgable all with amazing friendly and incredibly quick service. Mon performed an amazing turnaround for a quick settlement knowing exactly which lender would work for us with a great rate. It’s nice when you find “your” broker for life, we’ve definitely found ours in Mon. She’s there for you every single step of the way and nothing is too much trouble. We are so grateful!”
SA Finance Hub were fantastic to deal with, they sorted out our loans in a timely and professional manner. It was a pleasure to deal with them and would highly recommend them.
I would highly recommend SA Finance Hub. Monica was a pleasure to deal with, the process was quick, professional and easy. I would have no hesitation recommending this company to anyone as the results speak for themselves. 10/10 could not be happier with the service.
Monica is an absolute legend. She is not an award winner for nothing. Monica’s knowledge around the (ever changing) finance world is second to none… She is polite and friendly, yet efficient and ALWAYS has her customers needs as a top priority. Being in the finance sphere myself, I have absolutely no issue recommending her to my clients as I know (for sure) that they will be very well cared for. Always give Monica a chance to help you as she DOES and WILL think outside the box, and talk to you in a language that you will understand – this is paramount in my opinion as regulations are changing daily.
Can not recommend Monica Wandel enough. Extremely knowledgable, efficient and approachable.
Work With Me
Ready to chat about your situation in more detail?
Book a FREE 15-minute Discovery Call with me and have all your questions answered by a professional, friendly & experienced finance broker with 10+ years industry experience in banking and finance.